Balances & Settlements

This guide helps you understand how Disteven calculates what each person owes, how group balances are formed, and how to settle up fairly and easily.

🧠 What Are Balances?

A balance in Disteven represents how much someone owes or is owed in a group or friendship.

Each time someone pays for a shared expense, the amount is split among all involved. Disteven keeps track of how much each person has paid vs how much they should have paid.

💡 Example
Alex pays $60 for dinner for 3 people (Alex, Jamie, and Taylor).
Each person’s share is $20.

  • Alex paid $60 but only owed $20 → they’re owed $40.

  • Jamie and Taylor paid $0 but owed $20 → each owes $20.


🧮 How Are Balances Calculated?

  1. Total Paid by Each Person – How much they contributed to the group expenses.

  2. Total Share of Each Person – How much they should have contributed based on splits.

  3. Balance = Total Paid - Total Share

This calculation is done automatically across all expenses in a group or between two friends.


📊 Where Can I See Balances?

You can view balances in multiple places:

  • Group page:
    Shows how much each member owes or is owed overall.

  • Expense details:
    See how the split worked for that individual expense.


🔄 How Settlements Work

Settlements are used to clear up balances when someone pays another person outside of Disteven (e.g. via cash, UPI, bank transfer, etc.)

You can record a payment in Disteven to update the owed balances without adding an expense.

  1. Go to the group or friend page.

  2. Click "Settle Up" with the person you’re settling with.

  3. Enter the amount paid and the method (optional).

  4. Confirm the settlement.

This won’t move real money, but it updates the internal balances in Disteven.


📘 Example Walkthrough

Let’s say your group looks like this:

Person

Paid

Share

Balance

You

$100

$50

+$50

Sam

$0

$50

-$50

You settle up with Sam. They pay you $50 in real life, and you record that in Disteven as a settlement.
Now the group's balance is zeroed out for both parties.


⚠️ Notes About Settlements

🔒 Settlements are final – they don’t delete any expenses, but they do affect balances.

  • You can see past settlements in the activity or history tab.

  • If a settlement was made in error, you can delete it to reverse the balance change.

  • Only the person who created a settlement can delete it.


✅ Best Practices

  • Settle periodically to keep your balances tidy.

  • Use comments in settlements to note payment methods (e.g. “Paid via UPI”).

  • Encourage fairness: settle based on the actual balances shown in the group.


📌 Summary

  • Balances = what you owe or are owed based on shared expenses.

  • Settlements help you track external payments and clear up balances.

  • Disteven does the math — you just focus on who paid, and for what!

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